Exclusive Insurance Call Leads That Convert Into Policies

Insurance lead generation is highly competitive and expensive, but pay-per-call insurance leads offer a smarter solution. With our exclusive insurance call leads, you only pay when qualified prospects call your business. No more chasing cold leads or dealing with unverified data—just high-intent insurance shoppers delivered in real-time through our premium pay-per-call platform.

1. What Are Exclusive Insurance Call Leads?

Exclusive insurance call leads are live, inbound phone calls from consumers actively shopping for insurance coverage—delivered exclusively to your sales team. These aren’t shared or recycled leads—they’re qualified, time-sensitive opportunities from real insurance prospects.

Insurance Lead Types We Generate:

  • Health Insurance Leads – ACA marketplace and individual health plans
  • Life Insurance Leads – Term, whole, and universal life coverage
  • Final Expense Leads – Burial and final expense insurance calls
  • Auto Insurance Leads – Car insurance quotes and coverage calls
  • Homeowners Insurance Leads – Property and home insurance prospects
  • Medicare Insurance Leads – Medicare Advantage and supplement plans

Pay-per-call insurance lead generation solves the biggest challenges insurance marketers face with traditional digital advertising and form-based leads:

Higher Conversion Rates:

Insurance call leads convert 10-30% higher than form leads because prospects are already engaged and ready to discuss coverage options with licensed agents.

Real-Time Lead Delivery:

Our pay-per-call system delivers hot insurance leads instantly to your sales team while prospects are actively shopping for coverage.

100% Contact Rate:

Unlike form-based insurance leads, pay-per-call guarantees you connect with every qualified prospect who expresses interest in your insurance products.

Advanced Lead Filtering:

Our insurance lead generation platform filters calls by demographics, location, insurance type, and call duration to ensure premium lead quality.

On the IHaveCalls platform, insurance call leads are exclusive when they meet these criteria:

  • Single Advertiser Routing: Each insurance lead is delivered to only one advertiser in real-time
  • Targeted Demographics: Calls match your specific targeting for age, location, household income, and insurance needs
  • Minimum Call Duration: Leads must exceed 90+ seconds to ensure genuine interest in insurance coverage
  • Geographic Filtering: Insurance leads are filtered by zip code, state, and licensing requirements
  • Product-Specific Targeting: Calls are pre-qualified for specific insurance types (health, auto, life, final expense)

Advertisers are increasingly using Pay Per Call to:

  • Replace or supplement digital form campaigns
  • Launch hyper-targeted state-specific campaigns
  • Track ROI by source, campaign, and call quality
  • Route calls directly to agents or call centers


Example: An Insurance agency targets callers in Texas under the age 65. Calls are routed to their licensed reps in real time — with full analytics to track performance.

We built IHaveCalls for performance-focused advertisers. You get:

  • Transparent pricing — only pay for qualified calls
  • Smart routing by time zone, vertical, or license
  • Call filtering and fraud detection
  • Real-time dashboards and attribution tools

Whether you’re buying 10 calls a day or 1,000 — our platform scales with your goals. Learn more about our complete lead generation process or get custom pricing for your insurance vertical to see how we can grow your business.

Start Getting Exclusive Insurance Leads Today

Stop wasting money on shared leads and low-quality forms. Get exclusive pay-per-call insurance leads that convert into real policies. Whether you need health insurance leads, auto insurance calls, or final expense prospects, our platform delivers qualified insurance shoppers ready to buy coverage.